Rent reporting service
Catalyst Rent Reporting helps you report on-time rent payments to participating credit bureaus* — so you can build a strong credit foundation for your future.
*Participation of credit bureaus may vary over time.
Reported securely to trusted credit bureaus*
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Whether you're getting your first car loan, applying for a credit card, or just starting out, a strong credit score opens important doors. Catalyst Rent Reporting helps you build credit early by reporting on-time rent payments to participating credit bureaus* — using the rent you already pay.
*Participation of credit bureaus may vary over time.
Consistently reporting your rent payments helps build a positive payment history, which is a key factor in improving your credit score month by month.
A higher credit score makes you more eligible for lower interest rates on student loans, car loans, or future mortgages — saving you money in the long run.
With a stronger credit profile, you're more likely to be approved for credit cards with better perks, higher limits, and lower fees.
By reporting rent payments during college, you can establish a credit history early — giving you a head start on adult financial responsibilities after graduation.
Building credit doesn't have to be complicated — especially when you're already paying rent. Catalyst Rent Reporting makes it easy by automatically reporting your on-time rent payments to participating credit bureaus*, helping you build credit without taking on new debt.
*Participation of credit bureaus may vary over time.
As you make your monthly rent payments, we track your on-time activity — an important factor in building a healthy credit score.
Each month, we currently report your verified rent payments to Experian*.
*Participation of credit bureaus may vary over time.
Positive rent payments appear on your credit report, helping you build history, boost your score, and qualify for better offers.
A few common questions about how rent reporting with Catalyst Rent Reporting works — and how it helps you build credit, simply and securely.
How does Catalyst Rent Reporting help build my credit score?
When will this start?
What do I need to do to participate?
When will it show on my credit report?
Your credit history matters — and Catalyst Rent Reporting helps you grow it safely. We report on-time rent payments to participating credit bureaus, protect your data, and follow strict standards to keep your credit report accurate. Whether you're starting from scratch or helping someone build credit, we make the process simple and secure.
We report your on-time rent payments to Experian*, giving your credit score the visibility it needs to grow — no matter which bureau a lender uses.
*Participation of credit bureaus may vary over time.
Your personal and financial data is protected with bank-level encryption and secure systems that keep your information private and compliant with industry standards.
Turn your rent payments into real credit-building power — starting the moment your lease begins.
If you already rent an eligible apartment, you've been automatically enrolled in our rent reporting service. Your on-time rent payments are already helping build your credit.
Rent an eligible apartment and you'll be automatically enrolled in our rent reporting service to start building your credit. Have Questions? Contact Us