How does CATALYST help build my credit score?

When you’re enrolled in Catalyst, all positive rent payments will be provided to credit bureaus. On-time payments are the biggest factor influencing your credit score, kind of like experience points for responsible borrowing. By showing lenders you can handle credit well through on-time payments, you unlock benefits like lower interest rates on future loans (think car or house!), and even better credit card deals.

What do I need to do to participate?

You will be automatically enrolled at the start of your lease term and can opt out at any time!

When will this start?

Enrollment starts within your first month of moving and includes one free month of service. After that month, it’ll only be $8.95 per month to continue the benefits!

When will it show on my credit report?

Reporting is done on a monthly basis and will show up with 30 days of being reported. For new accounts, please allow 60-90 days before reporting to show on your credit report.